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1 shared-equity mortgage
фин. = shared equity mortgage
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abbrev.: SEM shared-equity mortgage ипотека с делением прироста капитала: ипотечный кредит, при котором кредитор при продаже недвижимости получает часть прироста ее стоимости; в таких соглашениях кредитор часто бывает обязанным помочь заплатить часть наличного задатка за дом (суммы покупки, не покрываемой кредитом).Англо-русский экономический словарь > shared-equity mortgage
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2 shared equity mortgage
сокр. SEM фин. ипотека с делением собственности* (ипотечный кредит, при котором кредитор получает право собственности на часть дома, покупаемого заемщиком, и приобретает право на соответствующую часть доходов от перепродажи дома; напр., если дом стоит $100000, заемщик может договориться с кредитором, что $20000 из стоимости дома будут покрыты за счет собственных средств кредитора, тогда при перепродаже дома кредитор получит 20% от вырученной суммы)See:Англо-русский экономический словарь > shared equity mortgage
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3 shared appreciation mortgage
сокр. SAM банк., фин. ипотека с дележом прироста стоимости* (ипотечный кредит, при котором кредитор соглашается предоставить заемщику более мягкие условия кредитования (более низкую процентную ставку, возможность отсрочки процентных платежей и т. д.), а заемщик обязуется поделиться с кредитором прибылью от последующего роста стоимости заложенного имущества, т. е. прибылью от последующей продажи заложенного имущества)See:
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abbrev.: SAM shared appreciation mortgage ипотека с "дележом" прироста стоимости: относительно дешевая ипотека (ипотечный кредит) с фиксированной ставкой или ставкой ниже рынка, по условиям которой заемщик должен поделиться с кредитором прибылью от последующей продажи дома (прибылью от роста стоимости дома).* * *. . Словарь экономических терминов .Англо-русский экономический словарь > shared appreciation mortgage
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4 mortgage
1. сущ.сокр. mort, mtg, mtge1) фин. ипотечный кредит, ипотека, закладная (передача заемщиком кредитору права на недвижимость или иную собственность в качестве обеспечения кредита; английское mortgage происходит от сложения французских слов "mort" ("мертвый" от латинского "mortus") и "gage" (залог, заклад); русское "ипотека" происходит от греч. hypothéke — залог)mortgage payment — выплаты по ипотеке/закладной
Syn:See:adjustable-rate mortgage, alternative mortgage loan, amortized mortgage, anaconda mortgage, annuity mortgage, assumable mortgage, balloon mortgage, biweekly mortgage, blanket mortgage, blended rate mortgage, budget mortgage, buy-to-let mortgage, buydown mortgage, cap and collar mortgage, capital-and-interest mortgage, capped mortgage, cashback mortgage, CAT standard mortgage, chattel mortgage, closed-end mortgage, commercial mortgage, consolidated mortgage bond, conventional mortgage, convertible mortgage, current account mortgage, direct reduction mortgage, discounted mortgage, endowment mortgage, equitable mortgage, first mortgage, fixed payment mortgage, fixed-rate mortgage, fixed-term reverse mortgage, flexible mortgage, flexible payment mortgage, general mortgage, government-backed mortgage, graduated payment mortgage, growing equity mortgage, high-ratio mortgage, interest-only mortgage, joint mortgage, jumbo mortgage, junior mortgage, let-to-buy mortgage, lifetime reverse mortgage, limited open-end mortgage, non-amortizing mortgage, offset mortgage, open-end mortgage, package mortgage, partially amortized mortgage, participation mortgage, pension mortgage, pledged account mortgage, portable mortgage, purchase money mortgage, repayment mortgage, residential mortgage, reverse annuity mortgage, reverse mortgage, rollover mortgage, second mortgage, securitized mortgage, self-build mortgage, senior mortgage, shared appreciation mortgage, shared equity mortgage, standard variable rate mortgage, stepped rate mortgage, tracker mortgage, two-step mortgage, variable-rate mortgage, Veterans Administration mortgage, welsh mortgage, zero-coupon mortgage, amortization of mortgage, assignment of mortgage, assumption of mortgage, collateralized mortgage obligation, mortgage banker, mortgage bond, mortgage broker, mortgage constant, mortgage insurance, mortgage interest, mortgage servicer, mortgagor, mortgagee, gage, Federal Agricultural Mortgage Corporation, Federal Home Loan Mortgage Corporation, Federal National Mortgage Association, Government National Mortgage Association, mortgage-backed, remortgage, allocation of interest election2) фин. закладная, ипотека (сертификат, подтверждающий залог собственности в обеспечение кредита; часто имеет вид простого векселя или расписки)See:2. гл.1) фин. закладыватьthe house was mortgaged for £10,000 — дом был заложен за 10 тыс. фунтов стерлингов
See:2) общ. ручаться, давать обещание, связывать себя обещаниемto mortgage oneself [one's life\] to a cause — посвятить себя [свою жизнь\] какому-л. делу
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Mort mortgage ипотека, закладная, ипотечный кредит: 1) залог имущества для получения кредита: передача заемщиком кредитору права на недвижимость или другую собственность в качестве обеспечения ссуды; 2) ипотечный кредит: долговой инструмент, обеспеченный правом на недвижимость (обычно свободно обращающийся); в течение срока кредита заемщик сохраняет право пользования имуществом; см. adjustable rate mortgage;* * *• /vt/ закладывать• ипотека* * *. Кредит, выданный под залог определенной недвижимости, условия которого обязывают заемщика произвести заданное количество платежей . Инвестиционная деятельность .* * *Финансы/Кредит/Валютаипотека, закладная, ипотечный кредитденежная ссуда под залог недвижимости, долговое свидетельство о залоге недвижимости -
5 alternative mortgage loan
сокр. AML банк. альтернативный ипотечный кредит (термин, часто применяемый для описания альтернатив традиционным ипотечным кредитам с фиксированной ставкой, фиксированным сроком и фиксированными платежами; альтернативный кредит предусматривает плавающие ставки, дифференцированные платежи и другие гибкие условия)Syn:See:Англо-русский экономический словарь > alternative mortgage loan
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6 alternative mortgage instrument
сокр. AMI банк. альтернативный ипотечный инструментSyn:
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abbrev.: AMI alternative mortgage instrument альтернативный ипотечный инструмент: любая ипотека на жилой дом, которая отличается от традиционной ипотеки с фиксированной ставкой и равномерными платежами такими характеристиками, как плавающая ставка, разная периодичность платежей, необычные условия погашения; см. adjustable-rate mortgage;Англо-русский экономический словарь > alternative mortgage instrument
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7 SEM
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abbrev.: SEM shared-equity mortgage ипотека с делением прироста капитала: ипотечный кредит, при котором кредитор при продаже недвижимости получает часть прироста ее стоимости; в таких соглашениях кредитор часто бывает обязанным помочь заплатить часть наличного задатка за дом (суммы покупки, не покрываемой кредитом).* * *. Shared-equity mortgage . Small Business Taxes & Management . -
8 AMI
орг.
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abbrev.: AMI alternative mortgage instrument альтернативный ипотечный инструмент: любая ипотека на жилой дом, которая отличается от традиционной ипотеки с фиксированной ставкой и равномерными платежами такими характеристиками, как плавающая ставка, разная периодичность платежей, необычные условия погашения; см. adjustable-rate mortgage; -
9 security
1) безопасность2) защита, охрана3) обеспечение, гарантия, залог (по ссуде, кредиту)5) pl ценные бумаги• -
10 security
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11 security
n1) безопасность2) защита, охрана3) обеспечение, гарантия, залог (по ссуде, кредиту)5) поручитель6) обыкн. pl ценные бумаги
- acceptable security
- active securities
- additional security
- adequate security
- agio securities
- ample security
- approved securities
- asset-backed securities
- bearer securities
- bid security
- blue chip securities
- book-entry securities
- cabinet security
- cash security
- certified security
- collateral security
- convertible securities
- corporate securities
- corporate debt securities
- corporation securities
- credit security
- currency security
- dated security
- dated marketable security
- dead security
- debt security
- debtor's security
- defensive securities
- dematerialised security
- derivative security
- digested securities
- discount securities
- dividend-bearing securities
- dual currency security
- economic security
- eligible security
- equitable security
- equity securities
- exempt securities
- financial security
- first-class securities
- fixed income securities
- fixed interest securities
- fixed interest bearing securities
- fixed rate security
- fixed redemption value securities
- fixed yield securities
- floating securities
- foreign securities
- foreign currency securities
- foreign interest payment securities
- forward securities
- free security
- gilt-edged securities
- gold security
- government securities
- graduated securities
- high-grade securities
- high-yield securities
- home securities
- hybrid securities
- industrial securities
- insurer's security
- interest-bearing securities
- international securities
- investment securities
- investment grade securities
- investment trust securities
- irredeemable securities
- job security
- joint security
- listed securities
- loan security
- long securities
- margin securities
- marketable securities
- material security
- medium-dated securities
- mortgage security
- municipal securities
- negotiable securities
- nonmarketable securities
- non-negotiable securities
- off-board securities
- open-faced securities
- outstanding securities
- over-the-counter securities
- paperless security
- participation securities
- performance security
- personal security
- pledged securities
- primary securities
- property security
- public securities
- quoted securities
- real security
- redeemable securities
- registered securities
- regulated securities
- repackaged securities
- residual securities
- restricted securities
- risk-free securities
- seasoned securities
- senior securities
- shared security
- short-dated securities
- social security
- speculative securities
- state securities
- stock exchange securities
- sufficient security
- synthetic security
- tangible security
- tax-exempt securities
- tender security
- treasury securities
- trustee securities
- undated securities
- underlying security
- undigested securities
- unlisted securities
- unquoted securities
- valueless securities
- variable yield securities
- when-issued securities
- wildcat securities
- zero coupon convertible security
- security by mortgage
- security for a claim
- security for credit
- security for a debt
- security for a loan
- security for losses
- security for the payment of money
- security in the form of a bank guarantee
- security of employment
- security of payment
- security on property
- securities to bearer
- against security
- as a security
- on security
- without security
- securities bearing interest
- securities lodged as collateral
- become security
- borrow on security
- delist a security
- deposit securities in custody
- enforce a security
- enhance security
- ensure security
- furnish security
- give security
- give security for a bill
- guarantee security
- lend on security
- lodge securities with a bank
- pawn securities
- pledge securities
- present securities for payment
- provide security
- purchase securities on margin
- put up security
- rate securities
- retire securities
- serve as security
- stand security
- stand security for smb
- suspend a security
- withdraw securities from a depositEnglish-russian dctionary of contemporary Economics > security
См. также в других словарях:
shared equity mortgage — A mortgage in which the lender gets a share of the equity of the home in exchange for providing a portion of the down payment. When the property is later sold, the lender is entitled to a portion of the proceeds. Category: Real Estate & Rental… … Law dictionary
Shared Equity Mortgage — Joint ownership of real estate by both lenders and property dwellers. When the property is eventually sold, the owners share in the proceeds, or equity. In the meantime the property occupants benefit from interest and property tax write offs.… … Investment dictionary
Shared appreciation mortgage — A shared appreciation mortgage or SAM is a mortgage in which the lender agrees as part of the loan to accept some or all payment in the form of a share of the increase in value (the appreciation) of the property. In the US A shared appreciation… … Wikipedia
Shared Equity Finance Agreements — When two parties purchase a primary residence because one party is unable to purchase the residence on its own. In a shared equity finance agreement, the financially stronger party acts as the investing owner, while the other party is the… … Investment dictionary
mortgage — /morgaj/ A mortgage is an interest in land created by a written instrument providing security for the performance of a duty or the payment of a debt. At common law, an estate created by a conveyance absolute in its form, but intended to secure… … Black's law dictionary
mortgage — /morgaj/ A mortgage is an interest in land created by a written instrument providing security for the performance of a duty or the payment of a debt. At common law, an estate created by a conveyance absolute in its form, but intended to secure… … Black's law dictionary
Mortgage loan — Mortgage redirects here. For other uses, see Mortgage (disambiguation). Finance Financial markets … Wikipedia
Equity release — is a means of retaining use of your house or other object which has capital value, while also obtaining a steady stream of income, using the value of the house.The catch is that you have to re pay the income provider at a later stage, usually… … Wikipedia
Adjustable-rate mortgage — A variable rate mortgage, adjustable rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit… … Wikipedia
Housing equity partnership — A housing equity partnership (HEP), more commonly know as “Equity Sharing.”Equity sharing has been around for some time now and has been put on the shelves in recent years given the loose financing programs. These partnerships were championed by… … Wikipedia
Flexible mortgage — The term flexible mortgage refers to a residential mortgage loan that offers flexibility in the requirements to make monthly repayments. The flexible mortgage first appeared in Australia in the early 1990s (hence the US term Australian mortgage) … Wikipedia